Your Local Family Run Insurance Brokers
Medical
Private Medical Insurance (PMI), is an affordable alternative to paying privately or using the NHS.
This type of Insurance is becoming more essential than ever to cover your health, your families health and that of your employee's health.
PMI is designed to cover acute medical conditions, any acute flare ups of a chronic condition or any treatment leading up to a diagnosis of a chronic condition.
There are different levels of cover available to suit all needs and we will find the best policy that best suits your priorities.
Benefits of Medical Insurance;
- Reduced Waiting Times
- More Personalised Care
- Peace of Mind
- Your Choice of Hospital
- Access to the Best and Newest Procedures
- The Privacy of Your Own Room
- Fast Access to Quality Care
- Receiving a Second Opinion
Aftercare
PMI has outstanding aftercare. You could have your own professional there to help you through difficult times.
This is often overlooked when people think about hospital procedures. The aftercare element PMI provides is extensive.
Down Insurances Ltd will also look after you as an ongoing member to advise and amend cover as requested.
Talk to our experts today....
Brendan Kearney alongside advisor Paddy Kearney, have a wealth of experience within the insurance industry.
A fully independent review, whether you are new to PMI or an existing policyholder, our review will ensure your current or prospective policy is competitive.
Negotiation on your behalf regarding your renewal terms with your current insurer.
Arranging a hassle free transfer to another, should it be in your best interest.
Together, they will focus on finding you the right tailor made cover.
For a FREE, NO OBLIGATION QUOTE or CALL BACK, please simply make your selection below and or alternatively click on call us now.
Don't wait, put your health first.
Private Medical Insurance
Why should i have Private Medical Insurance?
Rather than wait on the ever growing waiting lists presently throughout Northern Ireland, PMI can help you be seen quickly with a Private GP, Consultations arranged quickly, a Diagnosis obtained, Treatment planned if applicable and an essential aftercare program.
Cancer Cover
Cancer incidence rates have risen dramatically in recent years and statistics show that 1 in 2 people born after 1960 in th United Kingdom will be diagnosed with some form of cancer during their lifetime (Canerresearch.org).
Private Medical Insurance
Why choose us to look after your needs?
We will provide an independant review of your needs, whether you are new to Private Medical Insurance (PMI) or currently insured seeking alternative options and advise.
On your behalf, we will negotiate with your Insurers and assess the market for you by availing of our affilliations with AXA, Bupa, Aviva, Vitality & The Exeter.
At your request, transferring from an existing agency to ourselves is a hassle process.
Additional Information on
Private Medical
We offer Private Medical Insurance for individuals, families and Businesses alike. It is an affordable alternative to paying privately and is designed to cover acute medical conditions, any acute flare ups of a chronic condition or any treatment leading up to a diagnosis of a chronic condition. There are different levels of cover available to suit all needs and we will find the best policy that best suits your priorities.
Life / Critical Illness
This is the most basic form of protection insurance and is designed to pay out – usually a cash lump sum – if the customer dies. It can be used to pay off debts (including a mortgage), ease the burden on loved ones who might otherwise struggle to cover costs and it can also offer an element of financial security for those you leave behind. We will assess your needs and place you with a policy that will meet your requirements.
Cancer Cover
Cancer incidence rates have risen dramatically in recent years and statistics show that 1 in 2 people born after 1960 in the UK will be diagnosed with some form of cancer during their lifetime (Cancer Researh.org).
This policy covers cancers; carcinoma in situ and tumours of the brain, spinal cord and meninges. The level of benefit payable varies depending on the type of cancer and the level of cover you choose.
Personal Accident / Sickness
This is an insurance plan which insures you for accidents or sickness that leaves you unable to work for a suspended period of time. It is very important, particularly for those who are self – employed, as it can guarantee pay when you’re not fit to work yourself.
Health Cash Plan
A health cash plan allows you to spread the cost of some of you and your family's everyday health expenses for a regular, monthly premium. Cover can provide a number of routine health benefits, such as money back towards dental treatments and check-ups alongside optical tests, prescription eyewear and physiotherapy. Schemes can range from standard to the more bespoke to suit the needs of our customers.
Employee Assist Programme (EAP)
This is aimed at providing an early source of practical and emotional support for employees facing issues in their home or work life.
Unfortunately, in today’s fast-moving world, lots of people are faced with increasing pressures, from long working hours and job insecurity, to money, family and health problems. The EAP provides direct access to an advisory support service, aimed to help individuals at their time of need, before it begins to impact on their performance at work.
Do you think about the future and how your family will manage when you pass away? Did you know the cost of a funeral has risen by more than double since 2004; the average cost is now £3,897.
Please contact us to find out how our Care 4 Life Plan can help.